diff --git a/modules/lora/native_adapter.py b/modules/lora/native_adapter.py
index dc20b20f2..ff2b6c934 100644
--- a/modules/lora/native_adapter.py
+++ b/modules/lora/native_adapter.py
@@ -65,6 +65,13 @@ BARE_DIFFUSERS_PREFIX_USED = "bare_diffusers"
 NETWORK_PREFIX_DEFAULT = "lora_transformer_"
 
 
+# Prefixes whose parsed ``base`` is already a network-key tail (``arch_prefix +
+# base.replace(".", "_")`` matches the stamped module name), so the loader binds
+# them directly with no per-arch rewrite. Arch-local already-resolved prefixes
+# (e.g. flux2's ``lycoris_``) stay in that arch's ``resolve_targets``.
+PASSTHROUGH_PREFIXES_DEFAULT = ("transformer.", BARE_DIFFUSERS_PREFIX_USED, "lora_transformer_")
+
+
 def _resolve_prefix(network_prefix, prefix_used):
     """Return the network-key prefix for one parsed group.
 
@@ -364,19 +371,11 @@ read_state_dict = sd_models.read_state_dict
 def resolve_group_targets(resolve_targets, prefix_used, base):
     """Map a parsed ``(prefix_used, base)`` group to ``[(diffusers_path, chunk), ...]``.
 
-    Handles the universal ``lora_transformer_`` passthrough before deferring to
-    the arch's ``resolve_targets`` for Flux-layout, kohya, and bare prefixes.
-
-    ``lora_transformer_`` is the namespace
-    ``lora_convert.assign_network_names_to_compvis_modules`` stamps on every
-    arch's transformer modules (``lora_transformer_`` + module path with dots
-    replaced by underscores). A file already saved in that form (e.g.
-    OneTrainer, which trains against the diffusers layout with QKV pre-split)
-    carries the network-key tail verbatim, so its base needs no rename or
-    chunking and binds for any arch whose ``network_prefix`` resolves to
-    ``lora_transformer_``.
+    Passthrough prefixes (:data:`PASSTHROUGH_PREFIXES_DEFAULT`) bind verbatim;
+    everything else defers to the arch's ``resolve_targets``. Centralizing the
+    passthrough keeps each arch's resolver to the prefixes it actually rewrites.
     """
-    if prefix_used == "lora_transformer_":
+    if prefix_used in PASSTHROUGH_PREFIXES_DEFAULT:
         return [(base, None)]
     return resolve_targets(prefix_used, base)
 
diff --git a/pipelines/chroma/chroma_lora.py b/pipelines/chroma/chroma_lora.py
index 965d5bf52..8a95a69eb 100644
--- a/pipelines/chroma/chroma_lora.py
+++ b/pipelines/chroma/chroma_lora.py
@@ -103,12 +103,10 @@ def resolve_targets(prefix_used, base):
     - ``lora_unet_``: kohya underscore-flat Flux path; parse block type/index
       and module suffix, rename to diffusers.
     - ``diffusion_model.`` or bare BFL (None): dotted Flux path; same rewrite.
-    - ``transformer.`` or bare-diffusers: already a diffusers path; passthrough.
+
+    Universal passthrough prefixes are handled upstream by
+    :func:`native_adapter.resolve_group_targets`.
     """
-    if prefix_used == "transformer.":
-        return [(base, None)]
-    if prefix_used == BARE_DIFFUSERS_PREFIX_USED:
-        return [(base, None)]
     if prefix_used == "lora_unet_":
         return _kohya_to_diffusers(base)
     if prefix_used in (None, "diffusion_model."):
diff --git a/pipelines/ernie/ernie_lora.py b/pipelines/ernie/ernie_lora.py
index e76d716aa..e3eb3d842 100644
--- a/pipelines/ernie/ernie_lora.py
+++ b/pipelines/ernie/ernie_lora.py
@@ -67,10 +67,14 @@ def group_by_suffixes(state_dict, suffixes):
 
 
 def resolve_targets(prefix_used, base):
-    """Passthrough for every recognized prefix. ERNIE has no fused targets or path
-    renames; the base path is already the diffusers module path."""
-    if prefix_used in ("diffusion_model.", "transformer.", "lora_unet_",
-                       BARE_DIFFUSERS_PREFIX_USED, None):
+    """Passthrough: ERNIE has fully split attention and no path renames, so its
+    ``diffusion_model.`` / ``lora_unet_`` / bare-BFL keys are already diffusers
+    module paths.
+
+    Universal passthrough prefixes are handled upstream by
+    :func:`native_adapter.resolve_group_targets`.
+    """
+    if prefix_used in ("diffusion_model.", "lora_unet_", None):
         return [(base, None)]
     return []
 
diff --git a/pipelines/flux/flux2_lora.py b/pipelines/flux/flux2_lora.py
index 1c69a66b4..622fe838e 100644
--- a/pipelines/flux/flux2_lora.py
+++ b/pipelines/flux/flux2_lora.py
@@ -160,18 +160,17 @@ def resolve_targets(prefix_used, base):
     """Return ``[(diffusers_path, ChunkSpec | None), ...]`` for a parsed group key.
 
     For ``lora_unet_`` prefix, applies ``KOHYA_SUFFIX_MAP`` then ``F2_*_MAP``.
-    For BFL / bare-BFL, applies ``F2_*_MAP`` directly. For ``transformer.``,
-    ``lycoris_``, and bare-diffusers, returns the base verbatim with no chunking.
-    Unrecognized prefixes return an empty list.
+    For BFL / bare-BFL, applies ``F2_*_MAP`` directly. ``lycoris_`` is an
+    already-underscored diffusers path, returned verbatim. Unrecognized
+    prefixes return an empty list.
+
+    Universal passthrough prefixes are handled upstream by
+    :func:`native_adapter.resolve_group_targets`.
     """
     if prefix_used == "lora_unet_":
         return _kohya_to_diffusers_targets(base)
     if prefix_used in (None, "diffusion_model."):
         return _bfl_to_diffusers_targets(base)
-    if prefix_used == "transformer.":
-        return [(base, None)]
-    if prefix_used == BARE_DIFFUSERS_PREFIX_USED:
-        return [(base, None)]
     if prefix_used == "lycoris_":
         # base is an already-underscored diffusers path (e.g.
         # 'transformer_blocks_0_attn_add_k_proj'). The caller's network_key
diff --git a/pipelines/z_image/zimage_lora.py b/pipelines/z_image/zimage_lora.py
index f3d39e536..7a3ad7a69 100644
--- a/pipelines/z_image/zimage_lora.py
+++ b/pipelines/z_image/zimage_lora.py
@@ -83,13 +83,12 @@ def resolve_targets(prefix_used, base):
 
     Everything else (modern split-attention paths, MLP, norms, embedders) is
     returned verbatim.
+
+    Universal passthrough prefixes are handled upstream by
+    :func:`native_adapter.resolve_group_targets`.
     """
     if prefix_used == "lora_unet_":
         return _underscore_to_diffusers_targets(base)
-    if prefix_used == "transformer.":
-        return [(base, None)]
-    if prefix_used == BARE_DIFFUSERS_PREFIX_USED:
-        return [(base, None)]
     if prefix_used in (None, "diffusion_model."):
         return _dotted_to_diffusers_targets(base)
     return []
diff --git a/test/test-flux2-native-adapters.py b/test/test-flux2-native-adapters.py
index 943120ad2..be755e724 100644
--- a/test/test-flux2-native-adapters.py
+++ b/test/test-flux2-native-adapters.py
@@ -599,7 +599,7 @@ def test_resolve_targets_qkv_chunking():
     targets = F.resolve_targets('diffusion_model.', 'single_blocks.7.linear1')
     assert targets == [('single_transformer_blocks.7.attn.to_qkv_mlp_proj', None)]
 
-    targets = F.resolve_targets('transformer.', 'transformer_blocks.0.attn.to_q')
+    targets = F.native_adapter.resolve_group_targets(F.resolve_targets, 'transformer.', 'transformer_blocks.0.attn.to_q')
     assert targets == [('transformer_blocks.0.attn.to_q', None)]
 
     targets = F.resolve_targets('weird_prefix.', 'whatever')
@@ -690,8 +690,8 @@ def test_parse_key_bare_diffusers_and_peft_default():
         got = F.parse_key(key, suffixes)
         assert got == expected, f'parse_key({key!r}) = {got}, expected {expected}'
 
-    # resolve_targets passes the bare-diffusers path through verbatim.
-    targets = F.resolve_targets(bd, 'single_transformer_blocks.5.attn.to_out')
+    # the shared resolver passes the bare-diffusers path through verbatim.
+    targets = F.native_adapter.resolve_group_targets(F.resolve_targets, bd, 'single_transformer_blocks.5.attn.to_out')
     assert targets == [('single_transformer_blocks.5.attn.to_out', None)], f'targets={targets}'
     return True